Michael Steinbach was born in New York City, and has been an insurance and investment advisor since 1989. He began his insurance/investment career with The Principal Financial Group working in the 401(k) division helping employees with their retirement planning and expanding into college savings , and life, disability and long-term care insurance. Over the years, as his client’s objectives turned to retirement, estate and health concerns, Michael concentrated his work designing retirement plans, longevity and Medicare planning.

Michael founded Steinbach Financial Group to extend his ability to help his clientele. He works with the top insurance carriers in the country formulating plans to protect his client’s retirement assets for their lifetime. Licensed in several states, Michael is able to help clients throughout the United States.

I have a passion helping my clients plan for their financial wellbeing. By understanding their financial needs and concerns, I am able to educate my clients as we develop and design strategies to meet their ongoing needs. I believe in meeting clients on a regular basis to stay abreast of their concerns as their needs change. Proper financial planning is an ongoing process that continues through the years.

Michael graduated with a Bachelor Degree in Earth Science from Queens College. He is married to his college sweetheart; they live in central New Jersey and they have two daughters who are successful in their chosen professions.

Because of recent changes many of us are uncertain and confused. We often wonder what is the best path. My emphasis is to educate and counsel so my clients can make wise decisions. I maintain the independence to assure the solution fit my clients needs. This means we will tailor our solutions to our clients.

I specialize in the special needs of preparing for retirement. Some of my expertise include but are not limited to legacy planning, Medicare education, wealth transfer, Safe Money Solutions.

I'm licensed to do business in NJ, PA, VA, MD, MA, NC, and FL.